Aflac (AFL) ROC (Joel Greenblatt) %: % (As of Mar. 2026)


AFL Aflac Inc AFL
74 GF Score
Price $120.15
GF Value $109.41
Valuation Fairly Valued
! 5 Warning Signs
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What is Aflac ROC (Joel Greenblatt) %?

Aflac AFL +1.62% 74 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates AFL with a GF Score™ of 74/100 and a GF Value™ of $109.41 (Fairly Valued). The stock has 5 warning signs investors should review. Among 63 Insurance companies, Aflac ranks worse than 1587300% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

AFL
74GF Score
Aflac Inc AFL
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Aflac (AFL) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Aflac and its competitors. According to the industry distribution chart, Aflac ranks #999999 out of 63 companies in the Insurance industry.
Is Aflac's ROC (Joel Greenblatt) % too high?
Aflac's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Aflac ranks #999999 out of 63 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Aflac has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Aflac's ROC (Joel Greenblatt) % compare to MET and PRU?
According to the Insurance industry distribution chart, Aflac ranks #999999 out of 63 companies for ROC (Joel Greenblatt) %. This places Aflac in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 79.14. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for an Insurance company?
The median ROC (Joel Greenblatt) % among Insurance companies is 79.14, based on 63 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Aflac and its competitors. For the Insurance industry, the median ROC (Joel Greenblatt) % is 79.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aflac's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aflac stock overvalued right now?
Based on GuruFocus' analysis, Aflac (AFL) is currently considered Fairly Valued. The stock's GF Value™ is $109.41, compared to a current price of $120.15 — trading 9.8% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Aflac's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Aflac (AFL), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Aflac (AFL) Overvalued in 2026?

Based on GuruFocus' analysis, Aflac stock appears to be overvalued. The current stock price of $120.15 is trading 9.8% above its estimated GF Value™ of $109.41. GuruFocus considers Aflac to be Fairly Valued.

Key valuation signals for AFL:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $109.41 vs. price of $120.15 (9.8% above fair value)
  • GF Score™: 74/100 with 5 warning signs

No single metric tells the full story. See the AFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Aflac Business Description

Address 1932 Wynnton Road, Columbus, GA, USA, 31999
Aflac Inc offers supplemental health insurance and life insurance in the United States and Japan. In addition to its cancer policies, the company has broadened its product offerings to include accident, dental and vision, disability, and long-term-care insurance. It markets its products through independent distributors, selling the majority of its policies directly to consumers at their places of work, and also reaches out to its customers outside of their worksite through digital mediums. The company has two reportable business segments: Aflac Japan, which generates the maximum revenue, and Aflac U.S.
74GF Score

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ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$120.15
Price
$109.41
GF Value